Who Is Kai Lu?

Since 2012, Kai has been strategically investing in real estate.

With commitment, effort and luck, he now owns a portfolio of properties, in Canada and Mainland China.

His experience as an investor allowed him to create novel strategies for the investor community, with depth in financing, tax, development feasiblity and estate planning.

These services are offered through Pulsar Enterprises Inc, his consulting company. 

When you cannot see Kai in the office, you can likely find him on a jobsite, wearing a hard hat and green tag boots.

Outside his work, Kai likes to golf (although not very good at it) and he enjoys travelling, making new friends and trying new foods!

Kai Lu’s Mortgage-pedia

Sharing Mortgage Tips & Tricks, That Are Tested and Proven.

Don’t like reading? Every e-book has a video link in it, let me walk you through the books!

# Book 01

Apartment Development Financing Options At A Glance

This e-book is a complete guide on CMHC, Conventional and Private Construction and Term Debt Options. 

These options are compared side by side, showing the pros and cons of each option. 

A video is included for people that prefer audio-visual content. 

# Book 02

The Residential BRRRR Financing Cycle

This book is a systematic yet simplified guide on acquisition financing, renovation loans and refinances. 

Residential BRRRR continues to be the most accessible opportunities for beginner and mid-level investors.

A video is included for people that prefer audio-visual content. 

# Book 03

Flip Financing Handbook

This handbook shows you the mainstream and non-mainstream ways to finance flips; how to identify if a mortgage product is suitable for a flip project. 

Testimonials

What They Said

Caroline A
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I found Kai professional, detailed and invested in the wellbeing of his clients. He helped us through our refinance, made sure we got the best option that suits our needs. We are grateful, thank you Kai
Juan P
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Kai was super professional and helpful! He took the time to analyze our needs and helped us finding the right solution. I would be more than happy to recommend him to my friends and family
Jas B
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Excellent communication the very responsive. Kai is very knowledgeable and professional I would definitely recommend to him to whoever needs a mortgage
Sunny R
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Kai has been exceptional in this journey with me. Really appreciate his patience to go through the process in details. Highly recommend!
Chi-chi R
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Kai is diligent, hardworking, and analytical with the unique ability to creating solutions that met our needs. Thank you Kai
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